As the cost of gas and oil increases, maybe it is time to consider a free-standing wood pellet stove or wood pellet stove insert. The following are some important things to consider when deciding if one of these would work for you. Before you put your money into a pellet stove, contact your insurance company to find out if your insurance rates will go up if you have a pellet stove installed. If you don’t let them know so they can update your policy, your insurance coverage can become invalid.


There are two types of pellet stoves: free-standing stoves and pellet inserts. The insert type is typically installed into an existing fireplace. The variables that determine the costs of installing an insert over a fireplace include the age of the fireplace, the condition of the flue, and interior and exterior chimney. If those three things are in good shape and can function as they need to, you won’t have the cost of repairs to add to the cost of the stove.

The stove insert should be positioned in the fireplace to get as much aeration as possible and so that the smoke can move up through the chimney easily. You will need a surround to finish the front of the fireplace once the stove has been installed.


One of the great benefits of a free-standing wood pellet stove is that you can put it anywhere in your house as long as you are close enough to an outside wall to vent it to the outside. There are building codes that indicate how far away the stove needs to be from walls to the sides and in front of it as well as how far it needs to be from any combustibles. Once you have made the decision to purchase a wood pellet stove, we recommend you consult with a professional installer to determine the optimal place to put your stove and the correct size of stove for the square footage of your house.